CM Nigehban Ramzan Card 2026
The CM Nigehban Ramzan Card 2026 is a major welfare initiative launched by the Punjab Government under Chief Minister Maryam Nawaz. With a total budget of Rs 47 billion, this program aims to provide low-income families with financial relief during the holy month of Ramadan. Unlike earlier schemes, this package combines direct cash assistance, ration support, and digital delivery for greater efficiency and dignity.
Approximately 4.25 million families, covering over 1 crore individuals, are targeted. Beneficiaries receive assistance through Nigehban Cards, which allow cash withdrawal, purchase of essentials, and access to subsidized Ramadan bazaars. The system emphasizes transparency, convenience, and door-to-door service.
Key highlights:
- Cash assistance of Rs 10,000 per eligible family
- Doorstep delivery of Nigehban Cards
- Subsidized groceries at Sasta Bazaars
- Transparent beneficiary verification through PSER
The package ensures that families can afford Sehri, Iftar, and Eid preparations without financial stress.
Objectives and Core Features
The program focuses on reducing financial burdens while preserving the dignity of beneficiaries. It integrates modern digital tools like PSER (Punjab Socio-Economic Registry) and the 8070 SMS system for eligibility verification.
The main objectives include:
- Providing essential food items and financial aid
- Ensuring door-to-door delivery to avoid long queues
- Targeting the most vulnerable households such as widows, disabled individuals, and daily wage workers
- Avoiding overlap with other federal welfare schemes like BISP or Ehsaas
Core features:
- Hybrid cash and ration support
- Digital Nigehban ATM Cards for withdrawal and shopping
- Monthly Rashan Card enhancement for existing beneficiaries
- Dedicated Ramzan Dashboard for monitoring and accountability
This approach ensures timely aid, accessibility, and transparency in distribution.
Eligibility Criteria for CM Nigehban Ramzan Card 2026
Eligibility is strictly verified via the PSER system. Only deserving families with specific income and asset limits qualify.
Applicants must meet the following:
- Permanent resident of Punjab
- Household income below Rs 45,000–60,000 per month
- Valid 13-digit CNIC
- Poverty Means Test (PMT) score below 30–35%
- No vehicle ownership (except motorcycle)
- Priority for widows, disabled, and daily wage workers
Ineligible groups:
- Government employees or high-income pensioners
- Families with significant assets or property
- Individuals already receiving other government aid programs
Verification can be done by sending your CNIC to 8070, which confirms eligibility via SMS.
Nigehban Card Benefits and Assistance Breakdown
The Nigehban Card combines financial aid with ration support for a comprehensive relief package. Beneficiaries can withdraw cash, shop at subsidized stores, and access special Ramzan services.
Main benefits include:
- Rs 10,000 cash assistance per family
- Free or subsidized ration bags (flour, sugar, ghee, rice, chickpeas)
- Access to Sasta Bazaars and Nigehban Dastarkhwans for Iftar
- Monthly Rashan Card upgrade for laborers and vulnerable families
| Benefit | Details |
|---|---|
| Cash Assistance | Rs 10,000 per family via Nigehban Card |
| Ration Package | Flour 10kg, Sugar 2kg, Ghee 2kg, Rice 2kg, Chickpeas 1kg |
| Delivery Mode | Door-to-door card delivery, Bank of Punjab, 1-Link ATMs |
| Special Services | Nigehban Dastarkhwan Iftar, Sasta/Eid Bazaars |
| Monitoring | Real-time tracking through Ramzan Dashboard |
These measures ensure flexibility, dignity, and accessibility for all beneficiaries.
Registration Process – Online, SMS & Offline
The registration process is designed to be simple, even for non-tech users. Many eligible families are auto-included via PSER or existing Rashan Card data. New applicants can register through multiple channels:
Online Registration via PSER
- Visit pser.punjab.gov.pk
- Click “Register New Family” and provide CNIC, mobile number, and family info
- Fill in household details, income, and assets
- Submit form and verify via OTP
- Approval notification sent via SMS
SMS-Based Registration
- Type your 13-digit CNIC (without dashes)
- Send to 8070
- Receive instant eligibility confirmation
Offline Registration
- Visit local Union Council or designated facilitation center
- Provide CNIC and family details
- Staff assist with data entry and verification
These channels ensure access for all eligible families regardless of digital literacy.
How to Withdraw Funds and Use the Nigehban Card
Once you receive your Nigehban Card, withdrawing cash or buying essentials is straightforward.
Steps to withdraw:
- Activate Card at any of 136 activation centers or Bank of Punjab branches
- Withdraw cash via Bank of Punjab branchless banking agents, 1-Link ATMs, or bank branches
- Biometric verification (thumb impression) ensures security
- Use funds for groceries, Eid clothes, utilities, or household needs
Key tips:
- Keep CNIC and card safe
- Avoid sharing PINs or paying agents extra fees
- Monitor SMS notifications for fund availability
The process ensures safe, dignified, and flexible access to relief funds.
Important Dates and Helpline Information
To ensure timely aid, registration and card collection follow strict deadlines:
- Registration Start: January/February 2026
- Registration Deadline: February 15, 2026
- Distribution Start: Late February 2026
- Helpline: 0800-02345
- SMS Support: 8070
Families should register early, verify eligibility, and track status to avoid delays in receiving funds.
FAQs
Who is eligible for the CM Nigehban Ramzan Card 2026?
Low-income families in Punjab with household income under Rs 60,000 and verified via PSER are eligible.
How do I get the Rs 10,000 cash assistance?
Eligible families receive the Nigehban Card for cash withdrawal via ATMs, branchless banking agents, or Bank of Punjab branches.
Can widows apply?
Yes, widows are prioritized. Ensure CNIC reflects “Widow” status in NADRA.
Is registration free?
Absolutely, registration is 100% free. Do not pay anyone claiming otherwise.
What if I don’t get an SMS from 8070?
Use the online portal or visit a Union Council office for verification.
Conclusion
The CM Nigehban Ramzan Card 2026 is a transformative welfare initiative, providing Rs 10,000 cash, ration support, and dignified aid for millions in Punjab. Through digital tools like PSER and the 8070 system, the program ensures transparency, fairness, and convenience. Eligible families should check their CNIC status today, register if needed, and secure relief before Ramadan begins.
This initiative reflects the Punjab Government’s commitment to supporting vulnerable households, easing inflation pressures, and promoting dignity in social assistance.
